Cash Value Whole Life Policy protects your child's
Give your children a lifetime gift with the Young American Plan. The best time to start life insurance for your children is when they are young and in good health. A serious illness or injury could make insurance very expensive or even unavailable in the future.
$1* pays the premium for the first month for $5,000, $10,000, $15,000, $20,000, $25,000 or $30,000 coverage. After that, your rates are calculated according to your age. Click the RATE QUOTE button to determine your premium after the introductory period.
That's why the Young American Plan is so important. Underwritten by Globe Life And Accident Insurance Company, the Young American Plan is life insurance for a lifetime.
Regardless of future health, military service, or other hazardous activity, it will protect your child's ability to be covered by life insurance in the future.
Our acceptance of your application starts a cash value whole life insurance policy with up to $30,000 coverage. $1* pays the premium for the first month. Click the RATE QUOTE button to determine your premium after the introductory period.
Premiums are guaranteed to never increase — the affordable rate you establish for your child today will be the same for life.
No matter what age they turn, what occupation they choose or whatever health conditions occur, their rate will always remain the same. The Young American Plan you start for your children today cannot be canceled later, as long as the premiums are paid.
$1* pays the premium for the first month for $5,000, $10,000, $15,000, $20,000, $25,000 or $30,000 coverage. After that, your rates are calculated according to your age. Click the RATE QUOTE button to determine your premium after the introductory period.
That's why the Young American Plan is so important. Underwritten by Globe Life And Accident Insurance Company, the Young American Plan is life insurance for a lifetime.
Regardless of future health, military service, or other hazardous activity, it will protect your child's ability to be covered by life insurance in the future.
Our acceptance of your application starts a cash value whole life insurance policy with up to $30,000 coverage. $1* pays the premium for the first month. Click the RATE QUOTE button to determine your premium after the introductory period.
Premiums are guaranteed to never increase — the affordable rate you establish for your child today will be the same for life.
No matter what age they turn, what occupation they choose or whatever health conditions occur, their rate will always remain the same. The Young American Plan you start for your children today cannot be canceled later, as long as the premiums are paid.
LifeSearch is the UK's leading life insurance broker and therefore best qualified to search the entire market to ensure that you get the right cover at the lowest possible price!
We can discuss with you:
1. How much life insurance you need.2. How long you want the cover for.3. What the right life insurance is for you.
We have listed below brief descriptions of different types of life insurance.
Level Term Assurance - fixed premiums for a number of years and a full payout on claim at any point during the term.
Increasing Term Assurance - the cover increases every year without the need for a medical. Not as popular as Level Term, but it should be as people may require additional cover in line with increases in their income and inflation.
Decreasing Term Assurance - the payout reduces over the cover period at a flat fixed rate each year.
Mortgage Protection Assurance - life assurance where the lump sum reduces in line with the outstanding mortgage balance over time.
Renewable Term Assurance - a short term policy and therefore cheaper initially, and commonly used for protecting Company Directors. Importantly, it can be renewed without further medical evidence.
Family Income Benefit Assurance - instead of paying out a lump sum, this type of cover provides a tax-free annual income until the end of the term specified at outset.
Whatever policy you choose, you should always consider putting your policy in Trust. For couples we often recommend single life policies over joint as this represents better value for money.
We can discuss with you:
1. How much life insurance you need.2. How long you want the cover for.3. What the right life insurance is for you.
We have listed below brief descriptions of different types of life insurance.
Level Term Assurance - fixed premiums for a number of years and a full payout on claim at any point during the term.
Increasing Term Assurance - the cover increases every year without the need for a medical. Not as popular as Level Term, but it should be as people may require additional cover in line with increases in their income and inflation.
Decreasing Term Assurance - the payout reduces over the cover period at a flat fixed rate each year.
Mortgage Protection Assurance - life assurance where the lump sum reduces in line with the outstanding mortgage balance over time.
Renewable Term Assurance - a short term policy and therefore cheaper initially, and commonly used for protecting Company Directors. Importantly, it can be renewed without further medical evidence.
Family Income Benefit Assurance - instead of paying out a lump sum, this type of cover provides a tax-free annual income until the end of the term specified at outset.
Whatever policy you choose, you should always consider putting your policy in Trust. For couples we often recommend single life policies over joint as this represents better value for money.